Disability Income Protection provides you with a monthly payment if you're unable to work due to illness or injury, for more than ten hours a week. This is the most comprehensive type of income protection, paying up to 75% of your pre-disability income and thereby giving you peace of mind.
This cover may be for you if your occupation prevents you from receiving regular Disability Income Protection, or you’re looking for a lower-cost alternative. Essential Disability Income provides a monthly income if you are disabled due to one of 41 specified critical health events, and unable to work for more than ten hours a week.
Mortgage Repayment Insurance can help cover your monthly mortgage repayments if your earning capacity is seriously affected by illness, disability or redundancy; ensuring your home stays in your and your family’s hands.
Covers the cost of your premiums if you are unable to work because of a disability.