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About Us


Established in 1994  Real Mortgages (NZ)  Ltd has been instrumental in gaining finance approval totalling more than $450m for New Zealand homeowners and businesses. 

Along with home purchases and refinances , over the years we have carved a niche in sourcing lending arrangements for self-employed individuals,  property investors,  and small to medium enterprises (SMEs)  .  With a comprehensive understanding of the unique requirements of New Zealand businesses we can take the stress out of securing loan funding to help your business expand.

The Real Mortgage Company Ltd are approved brokers to over 40 lenders, including the major financial institutions in New Zealand, and due to our expertise we are often able to negotiate a more favourable package even with a clients

As a member of the New Zealand Mortgage Brokers Association (NZMBA) you can be assured that we are fully qualified, will act impartially and independently of any lender, and will adhere to the NZMBAs stringent Code of Ethics at all times.

We are Registered Financial Advisor's (RFA) under the Financial Advisers Act 2008. For a copy of our Disclosure Statement please contact us.

Stuart Hawes

Stuart's focus is to ensure that each and every client obtains the very best lending package for their specific needs and requirements.  

With over 23 years in the industry,  Stuart brings a wealth of knowledge and expertise to each project and ensures that your needs and objectives come first at all times. 

Stuart started his finance career in the UK but has been working and living in New Zealand for the past 19 years, so much so that it really does feel like home now & is now a NZ Citizen.

Stuart oversees all mortgage and lending projects to ensure a quality result and fantastic outcome for every Real Mortgages client.

Contact Stuart at:

What our Customers say:

Stuart has organised two mortgages for us, and both times we found him to be very efficient, up to date on the latest information from the banks which meant we didn't have to spend time going to all the banks. He was always available to answer any of our concerns. He was able to secure great rates on both cases.

I would highly recommend Stuart and the services of Real Mortgages.  Wendy Powell, New Zealand, 

Read more customer testimonials



Michael Williams

Michael is a Registered Financial Advisor, and has been a Mortgage Broker since 1995.

He has a background in Sales and in the Insurance Industry, has a NZ certificate in Mortgage Brokering and a NZ Certificate in Real Estate, so he is able to give his clients the best advice and help in understanding the whole property purchasing process.

 I enjoy being involved in my kids school, I coach Soccer, Basketball and Sailing as a Waterwise instructor, plus I am a volunteer for local community work, being on the Sunnynook Community Association and Lyford Bush Restoration Project.”

Contact Michael at:
hawes 14306-35-Edit-112


Stuart Cooke
Mortgage Advisor (Tauranga)
Stuart Cooke began life in Nottingham England where he found it too cold and moved to sunny South Africa for 21 years. After passing school and obtaining a 3 year Diploma in Marketing and Management, a fear of man-eating spiders and huge sharks drove Stuart to New Zealand. You can find Stuart in the beautiful city of Tauranga, where is married to his gorgeous wife, has one daughter, one cat, a fat guinea pig and two goldfish. 
Stuart is a Registered Financial Advisor and has New Zealand qualification in Mortgage Broking. Stuart likes to think of himself as a hardworking individual with attention to detail except when it comes to washing the dishes. He has a great understanding of the New Zealand property market and will help you all the way with the property purchasing process. His focus is to ensure each and every client obtains the very best lending package for his or her specific needs and requirements.
Contact Stuart at:
hawes 14306-59-Edit-793

About Us

With 23 years experience in the mortgage brokerage industry I am committed to providing you with the highest quality professional service. 

With a reputation of offering a personalised, honest, ethical and comprehensive service I will work hard to ensure you receive the best lending package possible.  You can be confident that you will always be treated with respect, courtesy and professionalism throughout the loan process.

Contact Us

54 Wellesley Street, Office B, Level 3
Auckland 1010
New Zealand

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