The following is a summary of the major lender's interest rates. We can often negotiate rates below the normal advertised rates and in most cases we can also source a substantial contribution to your legal or valuation costs.
Lender Floating Rate 6mth fixed 12mth fixed 24mth fixed 36mth fixed 48mth fixed 60mth fixed

AMP Home loans

6.49%

6.10%

6.45%

6.99%

7.25%

7.55%

7.75%

AMP $250k +

6.39%

6.00%

6.35%

6.89%

7.15%

7.45%

7.65%

ANZ

5.95%

6.10%

6.45%

7.00%

7.30%

7.60%

7.75%

ASB Bank

6.00%

6.10%

6.45%

6.95%

7.25%

7.55%

7.85%

BNZ- Global Plus

6.24%

6.15%

6.59%

7.09%

7.40%

7.70%

7.90%

Cairns Lockie

6.75%

6.30%

6.65%

7.50%

7.95%

8.39%

8.69%

General Finance

6.75%

6.30%

6.65%

7.50%

7.95%

8.39%

8.69%

Global Home Loans

7.99%

-----%

-----%

-----%

-----%

-----%

-----%

HSBC - Premier

6.30%

4.99%

5.74%

6.74%

7.09%

7.45%

7.65%

KiwiBank

5.90%

6.10%

6.45%

6.99%

7.25%

7.55%

7.75%

National Bank

5.99%

6.10%

6.45%

6.99%

7.25%

7.55%

7.79%

NZ Finance

6.95%

6.10%

6.55%

7.45%

7.60%

7.80%

8.00%

NZF ( LVR > 80%)

7.20%

6.35%

6.80%

7.70%

7.85%

8.05%

8.25%

PSIS

5.95%

6.10%

6.45%

7.00%

7.30%

7.60%

-----%

SBS Bank

5.90%

6.10%

6.45%

6.99%

7.25%

-----%

7.75%

Southern Cross B/S

6.95%

5.80%

6.30%

6.99%

7.25%

-----%

-----%

Sovereign

6.10%

6.25%

6.60%

7.10%

7.40%

7.70%

8.00%

Sovereign 275k +

-----%

-----%

-----%

-----%

-----%

-----%

-----%

TSB Bank

5.99%

6.10%

6.45%

6.95%

7.25%

7.60%

7.80%

Westpac

6.49%

6.10%

6.45%

6.99%

7.25%

7.55%

7.75%

Westpac - Capped

-----%

-----%

6.95%

-----%

-----%

-----%

-----%

* Disclaimer: Whilst we take every care, we cannot be held responsible for any inaccuracies in the information provided to us and produced in this document.

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