The following is a summary of the major lender's interest rates. We can often negotiate rates below the normal advertised rates and in most cases we can also source a substantial contribution to your legal or valuation costs.
Lender Floating Rate 6mth fixed 12mth fixed 24mth fixed 36mth fixed 48mth fixed 60mth fixed

AMP Home loans

6.24%

5.59%

5.59%

5.89%

6.45%

6.85%

7.25%

AMP $250k +

6.14%

5.49%

5.49%

5.79%

6.35%

6.75%

7.15%

ANZ

5.74%

5.65%

5.70%

5.79%

6.45%

6.85%

7.25%

ASB Bank

5.75%

5.75%

5.70%

5.85%

6.10%

6.50%

6.90%

BNZ- Global Plus

5.99%

5.75%

5.85%

5.89%

6.45%

6.85%

7.25%

BNZ Mortgage one

6.40%

-----%

-----%

-----%

-----%

-----%

-----%

General Finance

5.95%

6.55%

6.25%

6.50%

7.10%

7.65%

7.90%

HSBC - Premier

5.99%

5.49%

5.65%

5.87%

6.40%

6.80%

7.20%

KiwiBank

5.65%

5.65%

5.65%

5.89%

6.39%

5.99%

7.19%

National Bank

5.74%

5.65%

5.70%

5.79%

6.45%

6.85%

7.25%

NZ Finance standard 70

5.85%

5.90%

5.95%

6.30%

7.20%

.....%

.....%

NZF ( LVR > 80%)

6.10%

6.10%

6.15%

7.15%

7.60%

.....%

.....%

public Trust

5.60%

5.45%

5.55%

5.75%

6.15%

6.60%

6.95%

SBS Bank

5.65%

5.65%

5.70%

5.89%

6.45%

-----%

7.25%

Southern Cross B/S

5.95%

6.15%

6.25%

6.50%

7.10%

-----%

-----%

Sovereign

5.85%

5.75%

5.70%

5.85%

6.10%

6.50%

6.90%

Sovereign 275k +

-----%

-----%

-----%

-----%

-----%

-----%

-----%

The Co-operative Bank ( PSIS)

5.70%

5.70%

5.70%

5.88%

6.30%

6.70%

-----%

TSB Bank

5.79%

5.75%

5.70%

5.78%

6.25%

6.60%

7.25%

Westpac

6.24%

5.59%

5.59%

5.89%

6.45%

6.85%

7.25%

Westpac - Capped

-----%

-----%

6.75%

-----%

-----%

-----%

-----%

* Disclaimer: Whilst we take every care, we cannot be held responsible for any inaccuracies in the information provided to us and produced in this document.

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